Personalized Services Guide
Helping you navigate your financial future
CD Wealth Management offers a tailored online tool to help you determine which financial services are best suited for you. In minutes you will receive a personalized list of services to empower you to make the most informed financial decisions for you and your loved ones.
CD Wealth Management’s comprehensive process begins with completing our proprietary Financial Profile for every single client. The Financial Profile is a working document that drives our entire decision-making process and maintains our focus on the client’s financial plan. Our wealth management services incldue: Estate Review, Estate Freezing Techniques, Trust Management, Business Succession Planning, Family Planning (Multi-Generational)
Savings/wealth accumulation is the continual process of evaluating your financial resources and determining the most appropriate investments and vehicles in which to allocate those resources. Our wealth accumulation services incldue: Expense Management, Tax Harvesting, College Planning, Charitable Planning, Annual Gifting
Risk management is the practice of assessing a client’s potential exposures, which could lead to adverse deviations from our desired outcome(s). Our risk management services include: Life/Disability, Insurance for Family Protection, Personal Insurance Review, Business Insurance Planning, Long Term Care Insurance
Portfolio Management is the discipline of professionally managing a client’s assets in coordination with the other components of their Financial Profile in order to generate a consolidated plan. Our porfolio management services include: Investment Management, Portfolio Summaries, Portfolio Rebalancing, Tax Efficient Investing, Roth Conversions, 401k Review
Financial planning is the ongoing process of examining the client’s financial situation. Because our world is ever changing, we remain vigilant in constantly re-evaluating a client’s circumstances. Our financial planning services include: Cash Flow Management, Pension Review, Retirement Planning, Social Security Planning, Eldercare Review, Medicare Review
Distribution planning is the transformation of our savings/wealth accumulation process into a reliable income stream that is designed to last for the lifetime of a client. To address the full spectrum of these complexities, our advisors coordinate their efforts with your other professionals, and by leveraging these relationships, we form a unified plan that enhances the overall experience.