Transparency and Customer Service
The most important thing we can do for you is ensure your understanding of the process and our fees. We are paid by our clients in two ways:
- Financial Planning / Onboarding Fee
- Asset Management Fee
Our Financial Planning/Onboarding fees start at $5,000 and go up depending on the complexity of your specific financial situation.
Asset Management Fees are an annual percentage based on account type and size. Our account types include:
- Individual Fixed Income
- Public Markets Portfolio
- Risk Managed Portfolios
Public Markets Portfolio
Our Public Market Portfolios are composed of diversified public equites and other public market assets.
Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Kestra IS and Kestra AS are not affiliated with CD Wealth Management.
| Account Size | Annual % |
| <$1MM | 1.50% |
| $1MM – $3MM | 1.25% |
| $3MM – $5MM | 1.00% |
| $5MM – $10MM | 0.75% |
| $10MM – $20MM | 0.60% |
| $20MM+ | Institutional Pricing |
Individual Fixed Income
Our Individual Fixed Income Portfolios are composed of diversifed fixed income assets.
Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Kestra IS and Kestra AS are not affiliated with CD Wealth Management.
| Account Size | Annual % |
| <$2MM | 0.50% |
| $2MM – $3MM | 0.40% |
| $3MM – $4MM | 0.30% |
| $5MM+ | 0.25% |
Risk Managed Portfolios
Our Risk Managed Portfolios are composed of diversifed assets that balance returns, risk, and security.
Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment Advisory Services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Kestra IS and Kestra AS are not affiliated with CD Wealth Management.
| Account Size | Annual % |
| <$1MM | 1.25% |
| $1MM – $3MM | 1.00% |
| $3MM – $5MM | 0.75% |
| $5MM – $10MM | 0.60% |
| $10MM – $20MM | 0.50% |
| $20MM+ | Institutional Pricing |
These fees are based on portfolios with financial plans in place with CDWM.
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